How to Look for a Loan

Despite what you may have heard about the "credit crunch", the good news is that there is still mortgage money out there for FHA loans, VA loans, USDA loans, Mass. Housing loans, conventional bank loans and more. And interest rates remain attractive.

Now the bad news: lenders and their backers are growing more selective. While financing remains available, loan criteria are tightening.

That's why you need to learn how to search for a loan just as you need to learn how to search for a home. One of our favorite mortgage representatives, Brian Moore of First Horizon Home Loans, offers a step-by-step guide. If you contact Brian, please tell him that Four Columns Realty sent you.

Get Independent Advice

In today's tight lending environment, how do you look for the right mortgage loan? Ask your Four Columns Realty buyer's agent for confidential assistance. We can help you to:

• Determine the best lender for your situation
• Get pre-approved for a loan before you shop for a home
• Locate special programs like first-time homebuyer loans (you'll need more than beginner's luck)

Your next move? Contact Four Columns Realty. You can trust our recommendations because we're independent. Let's work together.